In our last article, we reviewed the shift in the Professional Indemnity Insurance (PII) market, looking at why premiums are rising and why some accountants are finding it more difficult to obtain PII for their practices. This month we look at navigating the hardening market and how you can present your firm in the best light to secure cover at an affordable price.

If you undertake activities that insurers consider higher risk, such as corporate finance, tax mitigation or overseas work, or if you have had a claim made against you or your firm, insurers will require more information at your next renewal. A fully completed proposal form and additional information relating to these matters will need to be supplied and ideally should be sent to your broker well in advance of your renewal date.

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